Personal Contract Purchase (PCP)
With PCP, you can keep your monthly payments low by deferring a significant proportion of the total amount of credit to the optional final payment at the end of the agreement – and then decide whether or not you want to keep the car.
Read how it works
Drive away a brand new car
Personal Contract Purchase (PCP) helps you take control over the finance of your new Subaru. Simply choose the agreement duration and annual mileage that suits your motoring needs and Subaru Finance will calculate the predicted future value of
This predicted future value (plus a £0 Purchase Fee) becomes your optional final repayment at the end of the agreement. Deferring a significant proportion of the total amount of credit to the end of the agreement allows you to keep monthly repayments low, so you could drive away in a higher specification car.
Decide what you’d like to do next
Return & part-exchange
Part-exchange the vehicle, subject to settlement of your existing finance agreement – new finance agreements are subject to status.
Pay the optional final repayment to own the vehicle.
Return the car
Return the vehicle without paying the optional final repayment. If the vehicle is in good condition (fair wear and tear accepted) and has not exceeded the maximum agreed mileage, you’ll have nothing further to pay. If the vehicle has exceeded the maximum agreed mileage, a charge for excess mileage will apply.