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PERSONAL CONTRACT PURCHASE

PCP keeps your monthly repayments low by deferring a significant proportion of the total amount of credit to the optional final repayment at the end of the agreement.

Once you have paid all of the regular monthly repayments you can either:

  • Pay the optional final repayment and own the car.
  • Part exchange the car for a new one (subject to settlement of your existing agreement, new agreements are subject to status), or
  • Return the car to Subaru Finance without paying the optional final repayment. Return conditions apply.
Finance quote
Representative Finance Example
CHOOSE YOUR CAR
Agreement Duration
Monthly Repayments
Cash Price
Customer Deposit
Representative APR
Total Amount of Credit
Optional Final Repayment (including £10 Purchase Fee)
Total Amount Payable
Interest Rate (Fixed)

50/50 FINANCE

The Subaru XV & XV e-BOXER is available on 0% APR for either one or two years on our 50/50 Finance Offer.
One-year option: Pay 50% deposit; pay nothing for one year; then pay final 50% balance one year after the deposit is paid.
Two-year option: Pay 50% deposit; pay nothing for two years; then pay final 50% balance two years after the deposit is paid.

Finance quote
50/50 Finance Example
Model OTR price 50% deposit Final payment
XV 1.6i SE Lineartronic£28,885.00 £14,442.50 £14,442.50
XV 1.6i SE Premium Lineartronic£30,885.00 £15,442.50 £15,442.50
XV 2.0i e-Boxer SE Lineartronic£32,205.00 £16,102.50 £16,102.50
XV 2.0i e-Boxer SE Premium Lineartronic£34,205.00 £17,102.50 £17,102.50

Terms and conditions

Representative Example based on 6,000 miles per annum.

Credit available subject to status. UK residents 18+. Subaru deposit contributions only available with Subaru Personal Contract Purchase on the specific models stated. This offer excludes fleet and Members Affinity scheme sales, is only available through participating Subaru dealers and is not available in conjunction with any other offers unless specified. Crystal White Pearl special paint finish free of charge across all models. Other special paint finishes charged at £550.00 which is not included in finance example.

This credit offer is only available through Subaru Finance provided by International Motors Finance Limited, St. William House, Tresillian Terrace, Cardiff CF10 5BH. Offers may be varied or withdrawn at any time. Offer ends 30.09.2020 OTR price includes VAT, delivery, number plates, 12 months road fund licence and first registration fee. Please consult your local Subaru dealer for exact quotation.

With Personal Contract Purchase, once you have paid all of your regular monthly repayments you can either:

  • Pay the Optional Final Repayment and own the car. Optional Final Repayment includes £10 purchase fee (not included if taken out on 0% APR finance offer).
  • Part exchange the car for a new one (subject to settlement of your existing agreement, new agreements are subject to status), or
  • Return the car to Subaru Finance without paying the optional final repayment. Providing you’ve not exceeded the maximum permitted mileage and the car is in good condition (fair wear and tear accepted) you will have nothing further to pay. If the vehicle has exceeded the maximum permitted mileage then a charge of 4.8p inclusive of VAT @20% per excess mile on 1.6i and 9.6p inclusive of VAT @20% per excess mile on 2.0i will apply.

Terms and conditions

* Terms of Offer: 50% deposit followed by the remaining 50% paid in one payment after 12 or one payment after 24 months depending on whether you selected the one or two-year 50/50 finance option. Credit available subject to status to UK residents aged 18 and over. Excludes Mobility, fleet, BASC and Affinity Scheme sales. Available at participating dealers only. Not available in conjunction with any other offers. This credit offer is only available through Subaru Finance provided by International Motors Finance Limited, St. William House, Tresillian Terrace, Cardiff CF10 5BH. Offers may be varied or withdrawn at any time. Offer ends 30.09.2020.